Long Term Care
As you look ahead to retirement, plans frequently center on family. The love among your family members is a strong, enduring bond — the type of commitment that inspires us to put our loved ones first.Today, many older Americans worry they’ll one day become a financial or emotional burden to the people they love most. If a client experiences a health event and requires long-term care (LTC) -- and they have not prepared for this need -- their family members could very likely become caregivers.There is a myth that LTC protection only covers expenses like nursing homes. LTC protection can help people get the type of care they want and when, where, and how they prefer. Benefits are much broader than many people realize. In fact, LTC protection can help you remain comfortably at home longer and not have to enter or rely on nursing home care. Most people have money to retire, but fail to plan for when they get sick. LTC protection omits the financial hardships that will ripple throughout your family.