Frequently Asked Questions

Let’s face it, financial planning can be scary.  Between the alarming headlines and the vast amount of information online, just getting started can seem intimidating. Some people put it off and procrastinate. 

Would it surprise you to know some people are more afraid of financial planning than public speaking, unemployment or even death?

We will to educate "financial literacy" to you. We will break down jargon and tell you about suitable strategies.  We believe knowledge is power, and we are here to help you to succeed in retirement.  

Please click on any below to answer your, "Commonly Asked Questions" to ease your headache and confusion:


When can I afford to retire?

2. Can I have a comfortable retirement with the financial resources I have now?

3.  How can I minimize my taxable income when I retire?

4. I turn 65 year-old next year. What do I do with my healthcare insurance?

5. How do I maximize my social security income?

6. Will I run out of money?

7. How do I stop losing money in the market?

For more solutions to other questions you might have like estate & trusttax planningcash managementretirementinvesting, or risk management, please click here.

And as for administration side, here are a few questions to ease your "Type A" brain. 

Are you accepting new clients?

ABSOLUTELY!!! Yet because we are so committed to serving the needs of our existing clients, we will never cold call or actively solicit you. We believe that when you are ready for a financial planning discussion you should reach out to us. We are only looking to establish life-long relationships with clients, and as such we believe that you should seek a firm that exudes experience, integrity and a style that matches your needs.

Where do you meet with your clients?

All appointments are scheduled in our office. We know that many of you are still working and have free time after 5 PM or on the weekends, so we do accomodate that into our schedule. However, we are closed on Sunday's because it's a day when we spend with family and have the work/life balance. 

How do I schedule an initial consultation?

A phone call to our office is best. It is usually best to speak briefly with our executive assistant, Kim, prior to scheduling your actual initial interview so that we can allot the appropriate time for your visit. Your initial consultation will last anywhere from 45 minutes to 90 minutes. What you need to bring is found in your initial confirmation email

What should I expect from an initial consultation?

You can expect our meeting to be informal yet focused.  We will spend much of the “getting to know you” and you getting to know us, and all that our firm has to offer. During our meeting, we will seek to understand your unique goals and objectives by asking questions that cause you to think about “money” in ways you may have never thought before. Of course, we will also briefly review details pertaining to your assets (what you own), liabilities (what you owe) and your insurance (what protects you and your family from risks).

What can I expect at the conclusion of an initial consultation?

At the conclusion of our meeting, we will:

  1. Review your goals and objectives — We want to be sure we heard you correctly
  2. Review our process for preparing a financial plan — After all you should know what you are buying
  3. Review our costs — We charge a financial planning fee to prepare a custom analysis, executive summary letter and recommendations
  4. Evalutate the meeting - We will take in everything that you have brought to the table and evalutate if we are a good match to continue working toward your financial success.